How to Get a Replacement Car Key
It can be frustrating to lose car key. It can also be costly depending on the type you have.
The most efficient way to obtain a replacement is to call an auto locksmith. This is usually a cheaper and quicker option than calling the roadside assistance or an auto dealer.
Cost
In the past lost your car keys was not a big issue. You could visit your local hardware store and get an alternate key made. Today, the process is much more complicated and costly. The reason for this is that automobiles have become more technologically advanced, so their keys are now. While this could make keys more secure from theft but they also make them more expensive to replace.
The cost of replacing a lost key will depend on the year, make and model of your car. A lot of newer cars have key fobs with a transponder to stop theft. The chips must be connected to your vehicle, which typically requires a locksmith or a dealership. The cost varies based on the model of your car however, it could be as high as $200.
Some modern cars also use keys that are laser-cut and must be programmed using a specific machine available only at dealerships and auto locksmiths. The cost of the key for this kind of lock can be up to $100.
Another factor that will affect the cost of a lost key is the location you live in. It is likely that you will have to pay more when you live in a remote area because the locksmith and tow truck have to travel far to reach you. Locksmiths will also charge extra for work that is done on holidays, weekends or after-hours.
You can cut down on the expense of replacing the car key that was lost by keeping a spare at the house or in your wallet. Keep your car's title or registration papers on you. These documents will be required to prove ownership in the event that you need to contact the dealership to request a new key. Additionally, you can also use your roadside assistance service to assist with the procedure. They may be able to offer you an interim replacement, based on their conditions and terms.
Time is a factor.
Losing your car keys can be a hassle however, you shouldn't be panicking. Make sure to look for your keys in obvious places, such as your purse or pocket. Then, go back and recall your day to determine where you might have left them. This will help you remember if you've lost them or if they're still in your car. If you can't find your car keys, it might be time to purchase an alternative.
The majority of modern cars come with a remote key fob which uses an unlock code to start the vehicle. This kind of key has to be reprogrammed in order to work with your specific vehicle, and this is usually a task that requires a professional. You should contact an auto locksmith to find out whether they are able to handle this, and you'll be required to provide evidence of ownership.
The old-fashioned keys made of metal are much easier to replace than remote key fobs. They function entirely mechanically and aren't difficult to duplicate, so locksmiths in your area can give you an immediate replacement in the event that you've lost one. The locksmith can also duplicate your ignition cylinder, but this is an additional cost. If you want to make copies of your old keys for your car, visit a hardware store that specializes in cars and get them made quickly and cost-effectively.
If your car keys begin to look worn it is recommended to replace them. The use of keys over time can wear down the teeth on the key and this could make it difficult to align them properly. If the key starts to become stuck, it could be time to replace it.
The dealer may need to program the key if you have the latest model or premium automobile. This is a difficult task that can be expensive and take a long period of time to complete. Depending on the make of your car you might be able to have the process covered by your car warranty or car insurance.
Accessibility
Even if you're an excellent driver, it's still possible to lose your car keys. This can be a major problem, especially if it happens at a time that isn't convenient like when you're at the grocery store or gas station and want to return home. There are a variety of options to replace your lost key. You can find a locksmith, contact roadside assistance, or call your insurance provider.
You'll first need to determine the type of key you're using. This is crucial because various cars have different kinds of keys. Some are old-school and only lock through the key cylinder while others include a chip that communicates with the car in order to unlock the doors and start it up. Certain keys can be easily replaced by an auto-locksmith while others might require you to visit a dealership to purchase one from the manufacturer.
Whether you're using a traditional key or a smart one, your first step should be to read the manual or contact the dealer for directions on how to program it to your car. You will need to provide proof that you own the vehicle, and then wait a few extra days for your dealer to order a replacement. This procedure may also require you to bring the vehicle to a locksmith or service provider to have it programmed, so this isn't the ideal option for people on tight schedules or who have limited mobility.
If you have a spare key, the process will be easier. It is possible to purchase an online replacement key at a reasonable cost depending on the model of car. If your keys have an electronic transponder or key fob, then you'll require a certified expert to replace them and program them. Based on the make and model of your vehicle it could mean arranging for a tow to the dealership or letting a locksmith complete the task for you.
A bluetooth tracker is an additional way to get a replacement car key. These tiny devices attach to your keyring and emit a signature that can be read by a smartphone with an application installed. The app will show you the whereabouts of your key so you can locate it easily.
Insurance
The majority of the time, car insurance does not cover keys lost. There are exceptions. A lot of the top car insurance firms that are committed to customer satisfaction provide an additional insurance policy for things like lost keys. It is usually an extra cost, but could be less expensive than paying out of pocket for key replacement costs.
The specific policy and the threshold will determine if your car insurance covers lost keys. The majority of traditional metal keys can be easily replaced however, it could be more difficult if you have an electronic fob, or smart key. These keys are laser-cut and utilize computers that transmit a signal to your vehicle. They are therefore more difficult to replace than mechanical keys. Furthermore, replacement car key cost of keys can be more expensive due to the fact that you'll have to pay for locksmith services as well as the cost of the new key.
If you're trying to save money on a replacement key that's lost think about using an auto club or roadside assistance. These services may offer discounted rates for locksmiths and could even pay for the cost of a replacement. Some of these companies also offer emergency lockout assistance which can be beneficial when you're in a hurry and are trying to get back on the road.
Another option is to contact your car dealer to see if they can help you. Locksmiths are usually on staff at most dealerships, and may be able make keys at reasonable prices. However when the dealer needs to purchase a brand new key for your model it may take a few days to arrive. Whatever method you select, make sure to keep all receipts and documents so you can submit a claim to the insurance company of your car should you need to.
The loss of your car keys is a regular occurrence. It's not a pleasant experience however, it can occur to anyone. There are ways to help you avoid the costly consequences. While the cheapest and fastest way to replace your lost car keys is to call an authorized locksmith in your area, it's important to weigh the monetary advantages against the time and the possibility of deductible payments prior to making a claim with your insurance company.